What do the coverage's listed on my auto insurance policy actually mean?

Auto insurance liability coverage follows this structure:
Per Person limit: This is the most that your policy will pay for injuries due to an accident you cause
Per Accident limit: This the most that your policy will pay for injuries to all people due to an accident caused by you
Property Damage limit: This is the most that your will pay for damage to other people’s property or vehicles due to an accident caused by you
Comprehensive are claims that occur other than the car colliding with a car or an object while moving. Examples of these would be if the car gets stolen or vandalized, if a rock breaks a window while you are driving, etc. Your deductible is the amount you would pay for these claims and the insurance company would pay the amount above that.
Collision is claims that occur due to the car hitting another car or object. This would be your typical accident. Your deductible is the amount you would pay for these claims and the insurance company would pay the amount above that

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